We are traded endowment policy specialists

Fraser and Chalmers would like to introduce you to a new concept in the Traded Endowment Policy (TEP) Market, a specialist brokerage calling on the services of various TEP Market Makers to satisfy your clients needs.

You may ask whether there is a need for yet another “player” in the TEP market. After all a £250 million per annum turnover* marketplace with over 20 Market Makers and more than a handful of market trawlers would at the very least seem to be overcrowded. Surely every possible aspect of advisor / client servicing would be catered for!

Certainly this is true for those owners of With Profit Endowment policies who are seeking to sell rather than surrender them. Ever since the TEP market exploded onto the financial services scene, helped particularly by an article in the consumers association magazine “Which” in 1990/91, there have been a wealth of advisors / trawlers happy to help clients achieve the best possible price for their policy.

Nothing however could be further from the truth for those clients seeking to invest in Traded Endowments. The promotion of TEP’s as an investment has at best been patchy with only a handful of firms making a real effort to promote the product. That is until now.

The birth of a Specialist IFA Support Company promoting investment into TEP’s was only a matter of time. Fraser and Chalmers has been formed by an experienced team of TEP professionals with the aim of putting TEP’s on the investment map with advisors. Indeed we would summarise the main benefits of using Fraser and Chalmers :-

· Enhanced Commissions, over and above the industry norm, are available for introducers and   advisers as a result of our increased buying power.

· All our members of staff are fully trained in the uses of TEP’s and all aspects of their service is   both efficient and professional—never again will you be referred to numerous different people   because your initial point of contact “didn’t know”!

· We have a team of Business Development Consultants “on the road” who are all experienced   in the TEP Market, providing training and sales ideas, which will ensure that IFA’s and their   clients alike fully understand the various uses of TEPS.

· From information provided we will endeavour to source both quickly and efficiently suitable   policies that fit your clients’ requirements, thus saving you the time of sourcing policies   yourself, you only need to check the suitability of the final portfolio.

· We will keep you fully updated on the progress of your purchase from order to completion   and will endeavour to update you by fax or email on a weekly basis.

· We will thoroughly check all documentation from the Market Makers, prior to forwarding to   yourselves to ensure that they are free from errors. Any documentation containing any errors   will be returned to the Market Maker(s) and we will ensure that the documentation is reissued   correctly as a matter of urgency.

· We will ensure that commission is paid accurately and on time.

In short we want to take as much work off your desk as possible.